Members 1st Mortgage Rates
 
Our current mortgage rates are listed below. Mortgage rates are changed each business day.  Please note that submitting an application DOES NOT lock in your interest rate and that rates are subject to change without notice. In order to lock in an interest rate, you must speak with a Mortgage Specialist. 
 
If your loan-to-value is 80% or less and you choose not to escrow, there is a fee of .25% for the escrow waiver.  Your rates and points may differ from what is listed and depends on the individual credit score and loan-to-value.
  
For prequalification's with no firm property address, click on the
prequalification link at bottom.
 
 
 

Rates as of Wednesday, April 23, 2014

Interest RatePointsAnnual Percentage RatePayment per $1,000Closing CostsApply
5/1 Adjustable Rate
3.000%0.0003.241%$4.22$3,516.75
30 year Construction Loan
4.625%0.0004.677%$5.14$3,645.25
30 Year Fixed - PURCHASE
4.375%0.0004.426%$4.99$3,638.25
4.125%1.1254.281%$4.85$4,756.35
30 Year Fixed - REFINANCE
4.500%0.0004.551%$5.07$2,391.75
4.250%0.8754.386%$4.92$3,259.85
20 Year Fixed - PURCHASE
4.000%0.0004.069%$6.06$3,627.85
3.875%0.5003.958%$5.99$4,124.35
20 Year Fixed - REFINANCE
4.125%0.0004.195%$6.13$2,381.35
4.000%0.5004.127%$6.06$2,877.85
15 Year Fixed - PURCHASE
3.500%0.0003.587%$7.15$3,613.95
3.375%0.3753.499%$7.09$3,985.55
15 Year Fixed - REFINANCE
3.625%0.0003.713%$7.21$2,367.45
3.500%0.5003.661%$7.15$2,863.95
10 Year Fixed - PURCHASE
3.125%0.0003.251%$9.71$3,603.55
10 Year Fixed - REFINANCE
3.250%0.0003.376%$9.77$3,607.05
FHA/VA PURCHASE
3.750%0.0003.799%$4.63$3,988.95

 Prequalification  Fill out this information and a mortgage representative will contact you.